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The new development, and the time horizon
HDB unveiled the Toa Payoh West master plan on 31 October. It provides for more than 6,000 homes, mostly public housing, over the coming decade. A new cluster of amenities is planned around Caldecott MRT. This is a long-term neighbourhood plan, not a statement that every planned home or facility is ready to purchase or use today.
Toa Payoh Hillside includes different housing routes
The first BTO development, Toa Payoh Hillside, is planned for the November exercise. HDB describes about 1,600 flats in total, including public rental homes and 260 Community Care Apartments. The total should not be read as the number of ordinary flats available for purchase. From the November 2026 exercise, the CCA eligibility age is lowered from 65 to 55; age alone does not establish that a household qualifies.
A rightsizing decision starts with everyday life
Our planning interpretation: list the tasks a home needs to support before comparing addresses. Think about access to family, food, healthcare and transport, how much space you want to maintain, and what assistance may be needed over time. If you are considering a care-linked housing option, ask for the actual service package, fees and purchase conditions. Compare these with a smaller conventional home and with remaining in your existing property.
Do not turn a master plan into a sale deadline
A proposed amenity can improve the questions on your shortlist without fixing the date on which you should sell. Keep the current home, the next purchase and any interim accommodation on one timeline. Check which facilities are already operating and which remain planned. Allow a contingency if your preferred option is not available. This announcement does not establish a future resale value or guarantee that nearby homes will appreciate.
Separate sale proceeds from the next-home budget
Prepare a proceeds estimate that identifies loan repayment, selling costs, CPF housing refunds and the amount available for the next step. Then add the new home, renovation, moving and recurring household costs. The related rightsizing guide and planning calculators below can help organise that discussion; individual CPF treatment still needs a current check. Bring the alternatives to a Property Health Check with Nizam AR so the plan reflects your circumstances rather than a neighbourhood headline.
Go to the source
HDB · Toa Payoh West master plan · 31 October 2026 ↗CNA · Toa Payoh West housing and care-apartment update · 31 October 2026 ↗Related BricksBlueprint guide · rightsizing after 55 and CPF refunds ↗General planning information, prepared on 1 November 2026. Rules and individual circumstances can change. Verify current requirements with the relevant authority and your lender before making commitments.